NFF’s lending helps mission-driven organizations across the United States build community wealth and well-being. As a Community Development Financial Institution (CDFI) loan fund, we’ve invested $1.3 billion since 1980.
Loan Products and Programs
Standard Loan Products
Financing solutions for nonprofits and mission-driven organizations.

Term Loans
Short and long-term loans for real estate acquisition, equipment, and debt refinancing.
Bridge Loans
Access capital while waiting for revenue from government contracts, grant payments, capital campaigns, and other sources.
Lines of Credit
Manage day-to-day operating cash flow, scale up programs, and adapt to new revenue streams.
Pre-development and Construction Loans
Finance costs for building or renovating affordable housing and community facilities.
Specialized and Regional Loan Programs
Targeted financing for specific sectors and geographies.

New Markets Tax Credits (NMTC)
Equity-like financing for projects that increase community access to human services, healthcare, education, the arts, youth and workforce development, and more across the US.
Charter Schools
A range of loan products to support charter schools, including facility loans with flexible loan-to-value ratios and payment terms.
Community Ownership in New Jersey
Acquisition and pre-development financing for nonprofits and mission-aligned developers building and preserving affordable housing and community facilities in the Garden State.
Permanent Supportive Housing Development in Los Angeles
Unsecured enterprise working capital financing supporting LA developers building permanent supportive housing, a proven approach to reducing homelessness.
Pre-development Loans for Faith-Based Organizations
Pre-development loans to help faith-based organizations redevelop their real estate for greater community impact.
Clean Energy Lending in New York
Low-cost loans to support energy efficient buildings in New York State.
Inquire About Financing
Explore Financing Solutions With NFF
Tell us about your organization and financing needs, and we’ll explore how NFF can help.

Highlights

Accelerating Permanent Supportive Housing Fund
This $16 million fund provides enterprise-level, flexible predevelopment financing to support developers’ work increasing the number of projects in development.
With the California Community Foundation, the Conrad N. Hilton Foundation, the Weingart Foundation, UniHealth Foundation, First Citizens Bank, and the CDFI Fund

Trinity Church Grantee Loan Fund
$8 million in bridge loans was deployed to 15 organizations, and technical assistance to 19 organizations that experienced financial challenges related to the COVID-19 pandemic.
With Trinity Church Wall Street

Building Equitable Assets for Communities and Nonprofits (BEACoN)
Capital and technical assistance for nonprofits and mission-aligned developers creating and preserving community assets to build local wealth and power.
Insights

Story
August 1, 2025
Raleigh Rescue Mission

Story
July 28, 2025
Innovative Housing Opportunities

Story
July 17, 2025
Hollywood Community Housing Corporation

Story
May 28, 2025
Capital + Consulting: A Powerful Combination
Resources

Webinar/Video
September 15, 2025
Why Nonprofits Need Flexible Funding: Building Trust & Community Impact

Collection, Guide, Tool/Template, Webinar/Video
August 16, 2025
Building Resilience in Uncertain Times

Collection
August 11, 2025
Full Cost Resources

Collection
August 11, 2025