Skip to content
Nonprofit Finance Fund Page 1 Created with Sketch.
  • Mission
    • Our MissionGuiding principles that shape our actions, partnerships, and commitment to economic equity.
    • Mission Sub
      • Our MissionWorking to build a more just and vibrant society through equitable financing and support.
      • Our ImpactHow our funding, partnerships, and programs are strengthening communities and advancing equity.
      • Our ValuesGuiding principles that shape our actions, partnerships, and commitment to community wealth and well-being.
      • Theory of ChangeOur approach for building community wealth and well-being.
  • Our Work
    • Our WorkNFF provides capital, consulting, and thought leadership to help organizations adapt, thrive, and drive positive change.
      • Focus Areas
    • Our Work Sub
      • Work with Us
        • NonprofitsFunding and expert guidance that equip social sector leaders for progress.
        • Funders & InvestorsConnecting grants and investments to community-centered projects and services.
        • Focus AreasWe support nonprofits across the social sector with capital, coaching, and consulting, and tailor programs to meet particular needs.
      • What We Offer
        • FinancingLoans and financial solutions that meet organizations where they are.
        • ConsultingCustomized services that strengthen financial management capabilities.
        • Advocacy & ResearchData and resources to drive systemic change and improve funding flows.
        • CollaborationsInnovative, cross-sector efforts that build community wealth and well-being.
  • Insights
    • InsightsStay informed with the latest news, ideas, research findings, and stories from NFF and social sector leaders.
      • Nonprofit Survey
    • Insights Sub
      • All InsightsNFF’s latest and greatest.
      • Nonprofit SurveyA vital look into the financial and operational realities nonprofits face.
      • BlogReflections and advice from NFF staff.
      • CommentaryPerspectives on social sector trends and events.
      • NewsUpdates on what’s happening at NFF.
      • Projects & ReportsSocial sector research and findings.
      • StoriesNFF clients in action.
  • Resources
    • ResourcesExplore guides, webinars, and tools that help nonprofits and funders build financial resilience in service of thriving communities.
      • Full Cost Framework
    • Resources Sub
      • All ResourcesReports, tools, and guidance to support nonprofits, funders, and community leaders.
      • Resources for NonprofitsTemplates, tips, and best practices for strong nonprofit financial management.
      • Resources for FundersBest practices and actionable recommendations for more equitable funding.
  • About
    • About NFFNonprofit Finance Fund (NFF) is a nonprofit lender, consultant, and advocate working to build community wealth and well-being.
    • About Sub
      • Our People
      • Strategic Plan
      • Annual Reports & Financials
      • Careers
      • Our Story
      • Newsroom
      • Donate
Search
Stay Connected
  • Mission
    • Our MissionGuiding principles that shape our actions, partnerships, and commitment to economic equity.
    • Mission Sub
      • Our MissionWorking to build a more just and vibrant society through equitable financing and support.
      • Our ImpactHow our funding, partnerships, and programs are strengthening communities and advancing equity.
      • Our ValuesGuiding principles that shape our actions, partnerships, and commitment to community wealth and well-being.
      • Theory of ChangeOur approach for building community wealth and well-being.
  • Our Work
    • Our WorkNFF provides capital, consulting, and thought leadership to help organizations adapt, thrive, and drive positive change.
      • Focus Areas
    • Our Work Sub
      • Work with Us
        • NonprofitsFunding and expert guidance that equip social sector leaders for progress.
        • Funders & InvestorsConnecting grants and investments to community-centered projects and services.
        • Focus AreasWe support nonprofits across the social sector with capital, coaching, and consulting, and tailor programs to meet particular needs.
      • What We Offer
        • FinancingLoans and financial solutions that meet organizations where they are.
        • ConsultingCustomized services that strengthen financial management capabilities.
        • Advocacy & ResearchData and resources to drive systemic change and improve funding flows.
        • CollaborationsInnovative, cross-sector efforts that build community wealth and well-being.
  • Insights
    • InsightsStay informed with the latest news, ideas, research findings, and stories from NFF and social sector leaders.
      • Nonprofit Survey
    • Insights Sub
      • All InsightsNFF’s latest and greatest.
      • Nonprofit SurveyA vital look into the financial and operational realities nonprofits face.
      • BlogReflections and advice from NFF staff.
      • CommentaryPerspectives on social sector trends and events.
      • NewsUpdates on what’s happening at NFF.
      • Projects & ReportsSocial sector research and findings.
      • StoriesNFF clients in action.
  • Resources
    • ResourcesExplore guides, webinars, and tools that help nonprofits and funders build financial resilience in service of thriving communities.
      • Full Cost Framework
    • Resources Sub
      • All ResourcesReports, tools, and guidance to support nonprofits, funders, and community leaders.
      • Resources for NonprofitsTemplates, tips, and best practices for strong nonprofit financial management.
      • Resources for FundersBest practices and actionable recommendations for more equitable funding.
  • About
    • About NFFNonprofit Finance Fund (NFF) is a nonprofit lender, consultant, and advocate working to build community wealth and well-being.
    • About Sub
      • Our People
      • Strategic Plan
      • Annual Reports & Financials
      • Careers
      • Our Story
      • Newsroom
      • Donate
Stay Connected

Back

Back

Kristine Alvarez

Senior Director | Consulting

LinkedIn

Kristine Alvarez (she/her) is a Senior Director in the Consulting Department at NFF, bringing over 20 years of experience in strengthening financial management practices across the nonprofit sector. Grounded in a deep commitment to community service and a clear understanding of the operational challenges nonprofits face, Kristine is known for her ability to translate complex financial concepts into practical, mission-driven strategies that help organizations grow and succeed.

At NFF, Kristine provides strategic financial guidance to nonprofit leaders and philanthropic funders, leads group financial trainings, and contributes to sector-wide thought leadership. She is a co-author of NFF’s influential 2015 report, Overcoming Financial Barriers to Expanding High-Quality Early Care & Education (read here: https://nff.org/blog/overcoming-barriers-expanding-high-quality-early-care-and-education), which continues to shape conversations and practices in the field.

Kristine previously served as Communications Director at City Year Philadelphia, business planning advisor for social enterprise ventures, and grassroots organizer for congressional campaigns. She holds a Master of Business Administration from George Washington University, Bachelor of Arts from the University of Pennsylvania, and Certified Nonprofit Accounting Professional (CNAP) credential through Fiscal Management Associates.

Authored or contributed by Kristine

Bird's eye view of a table with people collaborating on a document. Hands are in the frame, along with a cup of coffee.

Blog

September 23, 2025

How Nonprofit Leaders Can Navigate Financial Uncertainty

For many nonprofit leaders, this is an unpredictable and chaotic time The simultaneous challenges of policy shifts and economic pressures are making...
Kristine Alvarez

Projects & Reports

July 31, 2024

It Takes a Village. Let’s Make the Village Fair and Inclusive.

Advancing systems-level conversations related to fair compensation and working conditions for early childhood education (ECE) providers
Kristine Alvarez, Michelle Legaspi Sánchez, Michelle Obert

Blog

January 9, 2023

When Funders Don’t Know Finance

This post originally appeared on Philanthropy News Digest on January 3, 2023 I’ve lost count of the times I’ve fielded calls from nonprofit...
Kristine Alvarez

Collection, Webinar/Video

September 22, 2022

Nonprofit Budgets: How to Get Started

Mini video series about building your first budget, including a sample budget template
Kristine Alvarez

Projects & Reports

November 17, 2020

Investing in Infant and Early Childhood Mental Health

Analysis for state Associations for Infant Mental Health ("AIMHs"), including financial sustainability recommendations
Robert Kagan, Elise Miller, Kristine Alvarez, Dominique Hugg

Projects & Reports

October 9, 2019

Los Angeles Early Care and Education Provider Financial Analysis

Policy and systems change solutions that can enhance the fiscal strength of the early care and education sector
Annie Chang, Kristine Alvarez

Blog

July 27, 2015

Overcoming Barriers to Expanding High-Quality Early Care and Education

High-quality early care and education (ECE) programs have been proven to create positive outcomes for children—especially among those living in...
Kristine Alvarez

Projects & Reports

July 27, 2015

Overcoming Financial Barriers to Expanding High-Quality Early Care & Education in Southeastern Pennsylvania

An analysis of the “full costs” for providing high-quality early care and education
Kristine Alvarez, Alex Epps, Sonia Montoya

Where Money Meets Mission®

Nonprofit Finance Fund® (NFF®) is a nonprofit 501(c)(3) and a Community Development Financial Institution (CDFI). NFF is an equal opportunity provider.

  • facebook
  • linkedin
  • youtube
  • bluesky

Stay Updated

  • Donate
  • FAQ
  • Contact Us

© 2025 Nonprofit Finance Fund

  • Privacy Notice
  • Terms of Use
  • Notice of Nondiscrimination
  • Fair and Equitable Practices
CDFI Aeris