Based in Philadelphia, PA, Graduate Philadelphia provides advising, coaching, re-enrollment, and perseverance support to adults who live and/or work in the Philadelphia region and have previous college credit but have not yet earned a degree. Graduate Philadelphia receives a significant portion of its revenue from contracts with the City of Philadelphia; however, these payments are given after the organization offers services and are often delayed, creating cash flow issues for the nonprofit. Offered through NFF’s zero-interest CARE Fund, this loan will smooth over these cash flow challenges by bridging the period between when they offer services and when they receive payment. With this capital on hand, Graduate Philadelphia can continue to provide the education and workforce development services that so many Philadelphians depend on to achieve their long-term goals.