BEAM Circular (BEAM) is a rising leader in California’s circular bioeconomy, a sector harnessing the power of biology to create useful products while reducing waste and pollution. BEAM leads a portfolio of public-private partnerships engaged in bioindustrial manufacturing – turning agricultural and organic waste from farms, forests, and cities into valuable products – including bio-based materials, chemicals, energy, and food ingredients. A $750,000 line of credit from NFF is helping BEAM move forward with confidence as it scales up operations, letting them cover expenses while waiting for grant reimbursement payments. Partnerships made it possible for NFF to offer loan terms best suited to BEAM’s growth needs: Grant funding from the James Irvine Foundation brought the loan’s interest rate to zero percent, and a loan guarantee from Nor-Cal FDC, which is part of the California Infrastructure and Economic Development Bank Loan Guarantee Program, provided additi