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We invest in mission-driven organizations

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Our loans and other financing help nonprofits and social enterprises expand opportunities in low- and middle-income communities.

A pioneer US Community Development Financial Institution, NFF currently manages over $386 million. Since 1980, we have provided over $1 billion in financing and access to additional capital in support of over $3 billion in projects for thousands of organizations nationwide. We have the highest possible impact performance rating of four stars from Aeris®, a Policy Plus distinction, and an AA- financial strength and performance rating.

NFF’s Financing team has managed and administered multi-investor funds to provide no-interest loans to nonprofits in the wake of COVID-19, including the NYC Response & Impact Fund, which supplied over $37 million to New York-based health, human services, and arts and culture organizations.

Click here to learn about AIM Healthy™, NFF's fund to advance community health outcomes. And click here to learn more about NFF's charter school financing.

For a look at recent projects, click here. And if you have any questions or would like to connect with someone from our team to discuss financing for your organization, email

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We’ve spent a long time at the cutting-edge of nonprofit financing

For 40 years, we’ve been at the forefront of nonprofit finance, focusing on the needs of low-income communities and the organizations that serve them, and crafting products and solutions to meet those needs.

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We take the time to get to know you

We love what we do and supporting your work. We get to know your vision and help you realize it – whether you’re fighting homelessness in California, running a charter school in New York, or providing medical care to underserved Texas communities.

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The conversation starts with your needs, not our products

We work with you to craft the financing solution that works best for your organization, your mission, and your community.

Financing Options

We’ve helped charter schools add classrooms, a supportive housing organization acquire new sites, and theaters renovate performance halls, and assisted countless other organizations with their facility or real estate financing needs.

We provide lines of credit and flexible loans to address your cash needs – whether you manage a behavioral health organization adapting to new forms of payment, or need capital to scale a foster-care reduction program.

We have provided bridge loans to help kick-start projects by nonprofits ranging from a community health center to an urban farm.

Interested in NMTC? Contact us at to tell us about your project.

Our loans have helped a social enterprise create a commercial kitchen, a child literacy organization upgrade its technology platform, and much more.

Interested in a loan?

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See more


Centering community in fundraising and COVID-19 response

One Billion Dollars: What This Milestone Means to Me

North Valley Caring Services: For this nonprofit, community comes first

How to Choose a Lender for Your Charter School

(Hint: It's a Lot Like Being in a Relationship!)

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