NFF’s lending helps mission-driven organizations across the United States build community wealth and well-being. As a Community Development Financial Institution (CDFI) loan fund, we’ve invested $1.7 billion since 1980.

Loan Products and Programs

Standard Loan Products

Financing solutions for nonprofits and mission-driven organizations.

Term Loans

Short and long-term loans for real estate acquisition, equipment, and debt refinancing.

Bridge Loans

Access capital while waiting for revenue from government contracts, grant payments, capital campaigns, and other sources.

Lines of Credit

Manage day-to-day operating cash flow, scale up programs, and adapt to new revenue streams.

Pre-development and Construction Loans

Finance costs for building or renovating affordable housing and community facilities.

Specialized and Regional Loan Programs

Targeted financing for specific sectors and geographies.

New Markets Tax Credits (NMTC)

Equity-like financing for projects that increase community access to human services, healthcare, education, the arts, youth and workforce development, and more across the US.

Charter Schools

A range of loan products to support charter schools, including facility loans with flexible loan-to-value ratios and payment terms.

Community Ownership in New Jersey

Acquisition and pre-development financing for nonprofits and mission-aligned developers building and preserving affordable housing and community facilities in the Garden State.

Permanent Supportive Housing Development in Los Angeles

Unsecured enterprise working capital financing supporting LA developers building permanent supportive housing, a proven approach to reducing homelessness.

Pre-development Loans for Faith-Based Organizations

Pre-development loans to help faith-based organizations redevelop their real estate for greater community impact.

Clean Energy Lending in New York

Low-cost loans to support energy efficient buildings in New York State.

Inquire About Financing

Explore Financing Solutions With NFF

Tell us about your organization and financing needs, and we’ll explore how NFF can help.

Highlights

Accelerating Permanent Supportive Housing Fund

This $16 million fund provides enterprise-level, flexible predevelopment financing to support developers’ work increasing the number of projects in development.

With the California Community Foundation, the Conrad N. Hilton Foundation, the Weingart Foundation, UniHealth Foundation, First Citizens Bank, and the CDFI Fund

Trinity Church Grantee Loan Fund

$8 million in bridge loans was deployed to 15 organizations, and technical assistance to 19 organizations that experienced financial challenges related to the COVID-19 pandemic.

With Trinity Church Wall Street

Inland Empire Community Foundation Revolving Loan Fund for Nonprofits

California nonprofits in the City of Riverside and San Bernardino County will soon have new resources for flexible, affordable loans.

It’s easy to get discouraged because the need is far greater than our individual organizations’ capacity to solve. But partnerships like NFF give me confidence that we are not in it alone.

Rochelle Mills

President and CEO, Innovative Housing Opportunities

Nonprofit Finance Fund was excited about our work and took the time to get to know us and the environment that we’re working in. We’re grateful to work with a lender that was flexible and enthusiastic about the work we do, and that they were also willing to take the time to see how they could support us and learn about what we do and how to make it work.

Nicole Westerman

Deputy Executive Director, New Kensington CDC

The funding provided by NFF was the primary funding instrument to cement the Arc Health acquisition of Lux Travel Nurse. There is a severe shortage of talented nurses in rural areas, just like there is a shortage of doctors. Given the vital role that nurses play to ensure high quality medical care and Arc Health's ability to deliver these services through its Lux Nursing arm, this financing will continue to support our ongoing mission of providing the best medical care in underserved rural communities.

Dave Shaffer

CEO, Arc Health

NFF was a catalyst for GALS LA’s newly-opened and custom-built campus, which provides GALS LA with a permanent home optimized for our unique school model. From our first warm introduction, it’s been evident that NFF is tirelessly working for the success of their partners.

Vanessa Garza

Executive Director and Founding Principal, GALS LA