Roads to Success (RTS) is a NYC-based grassroots nonprofit dedicated to helping young people discover self-esteem, self-reliance, and empathy through a social-emotional learning framework. RTS impacts more than 7,000 youth and young adults annually through after-school programs, youth employment, college and career preparation, and summer camps. This translates to more than two million hours of direct services dedicated to its community each year. RTS receives a significant portion of its funding from government contracts. However, like many government entities, NYC agencies typically pay nonprofits after services are completed, leading to delays that often exceed 90 days. NFF’s $365,000 line of credit will help RTS cover ongoing organizational costs while waiting for delayed reimbursements from government contracts.